Neighbourhood Centres of Bellingen Shire can assist with a No Interest Loan (NILs) Please contact the friendly team, who will help you with an application. For more information: https://www.connecting.org.au/no-interest-loans-scheme   *loans are not for cash or debt consolidation.

Do you live in Hamilton South or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as…

Do you live in Cameron Park or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as…

Do you live in Werrington or surrounding areas and need a new fridge, washing machine, car rego, computer, lounge or TV? The team at Muru Mittigar is happy to help you with a NILs loan application. Give them a call on (02) 4730 0400 The assessment will involve a chat about your income and expenses…

Do you live in the Shalvey or surrounding areas and need a new fridge, washing machine, car rego, computer, lounge or TV? The team at Muru Mittigar is happy to help you with a NILs loan application. Give them a call on (02) 4730 0400 The assessment will involve a chat about your income and…

Do you live in Tregear or surrounding areas and need a new fridge, washing machine, car rego, computer, lounge or TV? The team at Muru Mittigar is happy to help you with a NILs loan application. Give them a call on (02) 4730 0400 The assessment will involve a chat about your income and expenses…

Do you live in the Cranebrook or surrounding areas and need a new fridge, washing machine, car rego, computer, lounge or TV? The team at Muru Mittigar is happy to help you with a NILs loan application. Give them a call on (02) 4730 0400 The assessment will involve a chat about your income and…

Do you live in the Blackett or surrounding areas and need a new fridge, washing machine, car rego, computer, lounge or TV? The team at Muru Mittigar is happy to help you with a NILs loan application. Give them a call on (02) 4730 0400 The assessment will involve a chat about your income and…

The friendly team at Hope Connect can assist with a No Interest Loan application. You can reach out to them on (02) 9638 7955 or [email protected] You may also use their online NILs application form: https://hopeconnectinc.snapforms.com.au/form/hc-nils-application-form    *loans are not for cash or debt repayments.  

The friendly team at Hope Connect can assist with a No Interest Loan application. You can reach out to them on (02) 9638 7955 or [email protected] You may also use their online NILs application form: https://hopeconnectinc.snapforms.com.au/form/hc-nils-application-form    *loans are not for cash or debt repayments.  

Do you live in Ashfield or surrounding areas? – Metro Assist is happy to take your No Interest Loan enquiry on (02) 9789 3744 or (02) 8709 0200. The team can arrange a NILs application over the phone and will kindly assist you with the process.

Do you live in Minto or surrounding areas? FOCUS Connect provides No Interest Loans (NILs) that enables people and families with access to fair, safe and affordable credit to purchase essential goods and services to the maximum value of $2000. Loans are free from fees, charges, and interest.  Pay back only what you borrow. NILs…

Please reach out to the friendly team at Anglicare Sydney with your NILS enquiry. Phone 02 8624 8600 or email [email protected] You can also complete their enquiry form here: https://www.anglicare.org.au/community/financial-assistance/no-interest-loans-scheme/check-your-eligibility/    *loans are not for cash or repayment of debts. *loans are for essentials items and services only. *NILs is currently experiencing very high demand.…

The friendly team at MTC can assist with your NILs enquiry or application. On this Campbelltown location they have a NILs worker on-site on Wednesdays. Please book ahead on 1300 232 663 or email [email protected]  

Do you live in Oak Flats or surrounding areas and want to apply for a No Interest Loan? Reach out to the friendly team at BaptistCare who will be happy to assist.  Ring 1300 275 227 or email [email protected]  If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance

Do you live in Woolloomooloo or surrounding areas and want to apply for a No Interest Loan? Reach out to the friendly team at BaptistCare who will be happy to assist.  Ring 1300 275 227 or email [email protected]  If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance

Do you live in Shortland or surrounding areas and want to apply for a No Interest Loan? Reach out to the friendly team at BaptistCare who will be happy to assist.  Ring 1300 275 227 or email [email protected]  If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance

Contact The Kogarah Storehouse for your NILs enquiry and they will be happy to help. Please call or text 0412 503 218 or email [email protected] Please note the Kogarah Storehouse NILs team is available on Tuesdays and Thursdays only, however you are welcome to leave a message and we will get back to you as…

The Hut Community Centre provide No Interest Loans and can support enquiries from the Woodside Book Shed.

Do you live in the Blue Mountains or surrounding areas and need a new fridge, washing machine, car rego, computer, lounge or TV? The team at Muru Mittigar is happy to help you with a NILs loan application. Give them a call on (02) 4730 0400 The assessment will involve a chat about your income…

The team at the Armidale Neighbourhood Centre welcomes NILS enquiries via phone on 02 6772 4373. – you can also email them at [email protected]   *loans are not for cash or debts

The team at the Armidale Neighbourhood Centre welcomes NILS enquiries via phone on 02 6772 4373. – you can also email them at [email protected]   *loans are not for cash or debts

To facilitate your application, please fill out the NILS enquiry form: https://www.tnc.org.au/nils-enquiry-form If you have any questions, the team is happy to assist by phone (02) 4396 1555 or email: [email protected]   *loans are not for cash or debts.  

CatholicCare NT – Emu Point provide No Interest Loans

CatholicCare NT – Pepperminarti provide No Interest Loans

CatholicCare NT – Manthapuay provide No Interest Loans

Do you live in Murray Bridge or the surrounding areas? The team at Good Money are happy to receive your NILs enquiry on 1300 770 550. You can also get in touch via email at [email protected] www.goodmoney.com.au

Do you live in Mannum or the surrounding areas? The team at Good Money are happy to receive your NILs enquiry on 1300 770 550. You can also get in touch via email at [email protected] www.goodmoney.com.au

Do you live in Renmark or the surrounding areas? The team at Good Money are happy to receive your NILs enquiry on 1300 770 550.   You can also get in touch via email at [email protected] www.goodmoney.com.au

Do you live in Berri or the surrounding areas? The team at Good Money are happy to receive your NILs enquiry on 1300 770 550.   You can also get in touch via email at [email protected] www.goodmoney.com.au

Do you live in Tweed Heads or surrounding areas within NSW?  Please contact Northern Rivers Community Gateway on 02 6621 7397 to make a NILS enquiry or email [email protected]   

Do you in Lennox Head or surrounding areas?  Please contact Northern Rivers Community Gateway on 02 6621 7397 to make a NILS enquiry or email [email protected]   

Do you live in Bangalow or surrounding areas? Please contact Northern Rivers Community Gateway on 02 6621 7397 to make a NILS enquiry, or email [email protected]   

Do you live in Kingscliff or surrounding areas within NSW?  Please contact Northern Rivers Community Gateway on 02 6621 7397 to make a NILS enquiry or email [email protected]   

Live in Pottsville or surrounding areas?  Please contact Northern Rivers Community Gateway on 02 6621 7397 to make a NILS enquiry or email [email protected]   

Please contact Northern Rivers Community Gateway on 02 6621 7397 to make a NILS enquiry or email [email protected]  For more information, please visit: No Interest Loans (NILs) – Community Gateway (nrcg.org.au)

Communify (New Farm) provides No Interest Loans. Application form is here: https://communify.org.au/nils/#apply  We service suburbs in the Brisbane City Council catchment. Unfortunately this doesn’t include Ipswich or Logan. We are unable to provide loans for Bonds/Rent or Rent-in-Advance.

Do you live in Beresfield or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Tenambit or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Ashtonfield or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Morpeth or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Newcastle or surrounding areas and want to apply for a No Interest Loan? Reach out to the friendly team at BaptistCare who will be happy to assist.  Ring 1300 275 227 or email [email protected]  If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance

MTC Australia can assist you with a No Interest Loan Application- Please ring 1300 232 663 to make an enquiry. No Interest Loans (NILs) No interest and no charges, EVER  

MTC Australia can assist you with a No Interest Loan Application- Please ring 1300 232 663 to make an enquiry. No Interest Loans (NILs) No interest and no charges, EVER  

MTC Australia can assist you with a No Interest Loan Application- Please ring 1300 232 663 to make an enquiry. No Interest Loans (NILs) No interest and no charges, EVER  

MTC Australia can assist you with a No Interest Loan Application- Please ring 1300 232 663 to make an enquiry. No Interest Loans (NILs) No interest and no charges, EVER  

MTC Australia can assist you with a No Interest Loan Application- Please ring 1300 232 663 to make an enquiry. No Interest Loans (NILs) No interest and no charges, EVER  

Do you live in Smiths Lake or surrounding areas and want to apply for a No Interest Loan? Reach out to the friendly team at Forster Neighbourhood Centre on (02) 6555 4351 and they will be happy to assist.

Do you live in Coomba Park or surrounding areas and want to apply for a No Interest Loan? Reach out to the friendly team at Forster Neighbourhood Centre on (02) 6555 4351 and they will be happy to assist.

Do you live in Nabiac or surrounding areas and want to apply for a No Interest Loan? Reach out to the friendly team at Forster Neighbourhood Centre on (02) 6555 4351 and they will be happy to assist.

Do you live in Moss Vale or surrounding areas and want to apply for a No Interest Loan? Reach out to the friendly team at BaptistCare who will be happy to assist.  Ring 1300 275 227 or email [email protected]  If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance

Do you live in Paddington or surrounding areas and want to apply for a No Interest Loan? Reach out to the friendly team at BaptistCare who will be happy to assist.  Ring 1300 275 227 or email [email protected]  If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance

Do you live in The Oaks or surrounding areas? FOCUS Connect provides No Interest Loans (NILs) that enables people and families with access to fair, safe and affordable credit to purchase essential goods and services to the maximum value of $2000. Loans are free from fees, charges, and interest.  Pay back only what you borrow.…

Do you live in Mount Annan or surrounding areas? FOCUS Connect provides No Interest Loans (NILs) that enables people and families with access to fair, safe and affordable credit to purchase essential goods and services to the maximum value of $2000. Loans are free from fees, charges, and interest.  Pay back only what you borrow.…

Do you live in Strathfield or surrounding areas? – Metro Assist is happy to take your No Interest Loan enquiry on (02) 9789 3744 or (02) 8709 0200. The team can arrange a NILs application over the phone and will kindly assist you with the process.   *loans are not for cash or repayment of…

Do you live in Burwood or surrounding areas? – Metro Assist is happy to take your No Interest Loan enquiry on (02) 9789 3744 or (02) 8709 0200. The team can arrange a NILs application over the phone and will kindly assist you with the process.   *loans are not for cash or repayment of…

Our Community Project is happy to assist residents of St Georges Basin and surrounding areas with a No Interest Loan application (NILS) Please call 02 4276 2224 or 0490 884 943 to arrange an appointment with one of their client support workers. You can also get in touch via email at [email protected]  

Our Community Project is happy to assist residents of Berry and surrounding areas with a No Interest Loan application (NILS) Please call 02 4276 2224 or 0490 884 943 to arrange an appointment with one of their client support workers. You can also get in touch via email at [email protected]  

Our Community Project is happy to assist residents of Kiama and surrounding areas with a No Interest Loan application (NILS) Please call 02 4276 2224 or 0490 884 943 to arrange an appointment with one of their client support workers. You can also get in touch via email at [email protected]  

Our Community Project is happy to assist residents of Sanctuary Point and surrounding areas with a No Interest Loan application (NILS) Please call 02 4276 2224 or 0490 884 943 to arrange an appointment with one of their client support workers. You can also get in touch via email at [email protected]  

Our Community Project is happy to assist residents of Vincentia and surrounding areas with a No Interest Loan application (NILS) Please call 02 4276 2224 or 0490 884 943 to arrange an appointment with one of their client support workers. You can also get in touch via email at [email protected]  

Our Community Project is happy to assist residents of Huskisson and surrounding areas with a No Interest Loan application (NILS) Please call 02 4276 2224 or 0490 884 943 to arrange an appointment with one of their client support workers. You can also get in touch via email at [email protected]  

Our Community Project is happy to assist residents of Lake Conjola and surrounding areas with a No Interest Loan application (NILS) Please call 02 4276 2224 or 0490 884 943 to arrange an appointment with one of their client support workers. You can also get in touch via email at [email protected]  

Our Community Project is happy to assist residents of Minnamurra and surrounding areas with a No Interest Loan application (NILS) Please call 02 4276 2224 or 0490 884 943 to arrange an appointment with one of their client support workers. You can also get in touch via email at [email protected]  

Our Community Project is happy to assist residents of Sussex Inlet and surrounding areas with a No Interest Loan application (NILS) Please call 02 4276 2224 or 0490 884 943 to arrange an appointment with one of their client support workers. You can also get in touch via email at [email protected]  

Our Community Project is happy to assist residents of Gerringong and surrounding areas with a No Interest Loan application (NILS) Please call 02 4276 2224 or 0490 884 943 to arrange an appointment with one of their client support workers. You can also get in touch via email at [email protected]  

Our Community Project is happy to assist residents of Ulladulla and surrounding areas with a No Interest Loan application (NILS) Please call 02 4276 2224 or 0490 884 943 to arrange an appointment with one of their client support workers. You can also get in touch via email at [email protected]  

Do you live in Woodrising or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Morisset or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Singleton or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Cessnock or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Maryland or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Muswellbrook or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Rutheford or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Kurri Kurri or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as…

Do you live in Edgeworth or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Merriwa or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Branxton or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Denman or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Scone or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Quirindi or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Do you live in Dungog or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Please reach out to the friendly team at Anglicare Sydney with your NILS enquiry. Phone 02 8624 8600 or email [email protected] You can also complete their enquiry form here: https://www.anglicare.org.au/community/financial-assistance/no-interest-loans-scheme/check-your-eligibility/    *loans are not for cash or repayment of debts. *loans are for essentials items and services only. *NILs is currently experiencing very high demand.…

After a No Interest Loan? – Please call Intereach on 1300 488 226 – or email [email protected] You can also use the online enquiry form: https://www.intereach.com.au/no-interest-loan-scheme-eligibility-form

After a No Interest Loan? – Please call Intereach on 1300 488 226 – or email [email protected] You can also use the online enquiry form: https://www.intereach.com.au/no-interest-loan-scheme-eligibility-form

After a No Interest Loan? – Please call Intereach on 1300 488 226 – or email [email protected] You can also use the online enquiry form: https://www.intereach.com.au/no-interest-loan-scheme-eligibility-form

CatholicCare NT – Wadeye provide No Interest Loans

Uniting SA – Christies Beach provide No Interest Loans

The team at Mary Mackillop is happy to assist you with a NILs application. Please complete their enquiry form here: https://www.loansmarymackilloptoday.org.au/apply-for-nils-loan Please call for appointment. Available every second Tuesday, 10am to 2pm.   *loans are not for cash or debt consolidation *loans are for essential items

The team at Mary Mackillop is happy to assist you with a NILs application. Please complete their enquiry form here: https://www.loansmarymackilloptoday.org.au/apply-for-nils-loan Please call for appointment. Available every second Tuesday, 10am to 2pm.   *loans are not for cash or debt consolidation *loans are for essential items

The team at Mary Mackillop is happy to assist you with a NILs application. Please complete their enquiry form here: https://www.loansmarymackilloptoday.org.au/apply-for-nils-loan Please call for appointment. Available every second Tuesday, 10am to 2pm.   *loans are not for cash or debt consolidation *loans are for essential items

The team at Mary Mackillop is happy to assist you with a NILs application. Please complete their enquiry form here: https://www.loansmarymackilloptoday.org.au/apply-for-nils-loan Please call for appointment. Available every second Tuesday, 10am to 2pm.   *loans are not for cash or debt consolidation *loans are for essential items Call for appointment. Available every second Thursday, 10am to 2pm

The team at Mary Mackillop is happy to assist you with a NILs application. Please complete their enquiry form here: https://www.loansmarymackilloptoday.org.au/apply-for-nils-loan Please call for appointment. Available every second Tuesday, 10am to 2pm.   *loans are not for cash or debt consolidation *loans are for essential items

The team at Mary Mackillop is happy to assist you with a NILs application. Please complete their enquiry form here: https://www.loansmarymackilloptoday.org.au/apply-for-nils-loan Please call for appointment. Available every second Tuesday, 10am to 2pm.   *loans are not for cash or debt consolidation *loans are for essential items  

The team at Mary Mackillop is happy to assist you with a NILs application. Please complete their enquiry form here: https://www.loansmarymackilloptoday.org.au/apply-for-nils-loan   *loans are not for cash or debt consolidation *loans are for essential items  

Servicing all of Sydney. Please reach out to our team for any NILs enquiries or to make an application. (02) 9609 7400 [email protected]

By appointment only

Do you live in Albury or surrounding areas? The team at Anglicare is happy to assist with your NILS enquiry on 1800 644 556. You can also submit your enquiry online via https://www.anglicare.com.au/services/financial-support/nils-2/ To check your eligibility, please contact 1800 644 556 before submitting any documents. *loans are not for cash or repayment of debts

Do you live in Wagga Wagga or surrounding areas? The team at Anglicare is happy to assist with your NILS enquiry on 1800 644 556. You can also submit your enquiry online via https://www.anglicare.com.au/services/financial-support/nils-2/ To check your eligibility, please contact 1800 644 556 before submitting any documents. *loans are not for cash or repayment of debts

Do you live in Ashmont or surrounding areas? – The team at Anglicare is happy to assist with your NILS enquiry on 1800 644 556. You can also get in touch via email at [email protected] *loans are not for cash or repayment of debts *To calculate your eligibility, please contact 1800 644 556 before submitting…

Do you live in Bathurst or surrounding areas? – The team at Anglicare is happy to assist with your NILS enquiry on 1800 644 556. You can also get in touch via email at [email protected] *loans are not for cash or repayment of debts *To calculate your eligibility, please contact 1800 644 556 before submitting…

This is a part-time NILs program with limited capacity and staff – currently unable to guarantee same week appointments. *loans are not for cash or repaying debts. *NILs is not for emergency relief.  

For more information please visit: No Interest Loans (NILs) – Community Gateway (nrcg.org.au)  

Neighbourhood Centres of Bellingen Shire can assist with a No Interest Loan (NILs) Please contact the friendly team, who will help you with an application. *loans are not for cash or debt consolidation. For more information: https://www.connecting.org.au/no-interest-loans-scheme

Cockatoo NILs provides No Interest Loans.

Cobram Family and Financial Services provides No Interest Loans.

Centacare Catholic Country SA provide No Interest Loans

Centacare Catholic Country SA provide No Interest Loans

Centacare Catholic Country SA provide No Interest Loans

Encircle provide No Interest Loans

The team at St Vinnies in Redfern is happy to assist with your NILS enquiry and organise an appointment. You may also enquire about NILS by ringing 1800 484 664 or via email at [email protected] 

MSS No Interest Loans is a leading provider of NILs loans, assisting people throughout NSW. To enquire, please submit an online enquiry and the MSS No Interest Loans team will be in touch with you – https://mssinc.org.au/no-interest-loan/enquire-now/ *Loans are for essential items and services, and during high demand periods applications for critical items will be…

Uniting – Epping provide No Interest Loans

Maroondah Community Assist provide No Interest Loans

St Vinnies is happy to assist with your NILS enquiry on 1800 484 664  You can also enquire via email at [email protected]

St Vinnies is happy to assist with your NILS enquiry on 1800 484 664  You can also enquire via email at [email protected]

St Vinnies is happy to assist with your NILS enquiry on 1800 484 664  You can also enquire via email at [email protected]

St Vinnies is happy to assist with your NILS enquiry on 1800 484 664  You can also enquire via email at [email protected]

St Vinnies is happy to assist with your NILS enquiry on 1800 484 664  You can also enquire via email at [email protected]

St Vinnies is happy to assist with your NILS enquiry on 1800 484 664  You can also enquire via email at [email protected]

St Vinnies is happy to assist with your NILS enquiry on 1800 484 664  You can also enquire via email at [email protected]

St Vinnies is happy to assist with your NILS enquiry on 1800 484 664  You can also enquire via email at [email protected]

St Vinnies is happy to assist with your NILS enquiry on 1800 484 664  You can also enquire via email at [email protected]

St Vinnies is happy to assist with your NILS enquiry on 1800 484 664  You can also enquire via email at [email protected]

St Vinnies is happy to assist with your NILS enquiry on 1800 484 664  You can also enquire via email at [email protected]  

St Vinnies is happy to assist with your NILS enquiry on 1800 484 664  You can also enquire via email at [email protected]    

Anglicare NT provide No Interest Loans

Anglicare NT provide No Interest Loans

Unfortunately our NILs and NILs for Vehicles programs are currently closed to new enquiries due to higher than expected demand.

Uniting Country SA provide No Interest Loans

Uniting Country SA provide No Interest Loans

Uniting Country SA provide No Interest Loans

Uniting Country SA – Port Augusta provide No Interest Loans

Uniting Country SA provide No Interest Loans

Uniting Country SA provide No Interest Loans

Uniting Country SA provide No Interest Loans

Uniting Country SA provide No Interest Loans

Uniting Country SA provide No Interest Loans

Salvation Army provide No Interest Loans Call the Salvos NILs line on 0437 723 863 or email [email protected]

Salvation Army provide No Interest Loans Call the Salvos NILs line on 0437 723 863 or email [email protected]

Salvation Army provide No Interest Loans Call the Salvos NILs line on 0437 723 863 or email [email protected]

Salvation Army provide No Interest Loans

Salvation Army provide No Interest Loans Call the Salvos NILs line on 02 6241 0518  or email [email protected]

Salvation Army provide No Interest Loans Call the Salvos NILs line on 0437 723 863 or email [email protected]

Salvation Army – Adelaide provide No Interest Loans Call the Salvos NILs line on 0437 723 863 or email [email protected]

Junction Australia provide No Interest Loans

Centacare Catholic Country SA provide No Interest Loans

Centacare Catholic Country SA provide No Interest Loans

Centacare Catholic Country SA provide No Interest Loans

Anglicare SA provide No Interest Loans

Anglicare SA provide No Interest Loans

Want to enquire about NILS? – Please call The Salvos on 02 6241 0518 – or email [email protected] You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/  NILs cannot be used for: Living expenses (like food or holidays) Utility bills (Gas, power or phone) Second-hand or used baby items and electricals Cash advances Debt consolidation…

The team at Mary Mackillop is happy to assist you with a NILs application. Please complete their enquiry form here: https://www.loansmarymackilloptoday.org.au/apply-for-nils-loan   *loans are not for cash or debt consolidation *loans are for essential goods and services.    

For more information visit: https://kempseyneighbourhoodcentre.org/services/no-interest-loans/  Loans are not available for: Bills Cash Debts Food

Want to enquire about NILS? – Please call The Salvos on 02 6241 0518 – or email [email protected] You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/

Want to enquire about NILS? – Please call The Salvos on 02 6241 0518 – or email [email protected] You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/

Want to enquire about NILS? – Please call The Salvos on 02 6241 0518 – or email [email protected] You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/

After a No Interest Loan? – Please call The Salvos on 02 6241 0518 – or email [email protected] You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/

The NILs Team can be contacted on 1800 484 664 –  For more information:  https://www.vinnies.org.au/nsw/find-help/no-interest-loan-scheme-nils *NILs is currently experiencing very high demand. We appreciate your patience. Please note that loans cannot be used for the following: Food, utility bills, cash advances, fines or penalties, debt repayment/consolidation, vehicle purchase, second-hand electrical goods or baby furniture, lay-by,…

The NILs Team can be contacted on 1800 484 664 –  For more information:  https://www.vinnies.org.au/nsw/find-help/no-interest-loan-scheme-nils *NILs is currently experiencing very high demand. We appreciate your patience. Please note that loans cannot be used for the following: Food, utility bills, cash advances, fines or penalties, debt repayment/consolidation, vehicle purchase, second-hand electrical goods or baby furniture, lay-by,…

The NILs Team can be contacted on 1800 484 664 –  For more information:  https://www.vinnies.org.au/nsw/find-help/no-interest-loan-scheme-nils *NILs is currently experiencing very high demand. We appreciate your patience. Please note that loans cannot be used for the following: Food, utility bills, cash advances, fines or penalties, debt repayment/consolidation, vehicle purchase, second-hand electrical goods or baby furniture, lay-by,…

The NILs Team can be contacted on 1800 484 664 –  For more information:  https://www.vinnies.org.au/nsw/find-help/no-interest-loan-scheme-nils *NILs is currently experiencing very high demand. We appreciate your patience. Please note that loans cannot be used for the following: Food, utility bills, cash advances, fines or penalties, debt repayment/consolidation, vehicle purchase, second-hand electrical goods or baby furniture, lay-by,…

The NILs Team can be contacted on 1800 484 664 –  For more information:  https://www.vinnies.org.au/nsw/find-help/no-interest-loan-scheme-nils *NILs is currently experiencing very high demand. We appreciate your patience. Please note that loans cannot be used for the following: Food, utility bills, cash advances, fines or penalties, debt repayment/consolidation, vehicle purchase, second-hand electrical goods or baby furniture, lay-by,…

St Vincent de Paul Society NSW provides: No Interest Loans | Good Insurance

The NILs Team can be contacted on 1800 484 664 –  For more information:  https://www.vinnies.org.au/nsw/find-help/no-interest-loan-scheme-nils *NILs is currently experiencing very high demand. We appreciate your patience. Please note that loans cannot be used for the following: Food, utility bills, cash advances, fines or penalties, debt repayment/consolidation, vehicle purchase, second-hand electrical goods or baby furniture, lay-by,…

The NILs Team can be contacted on 1800 484 664 –  For more information:  https://www.vinnies.org.au/nsw/find-help/no-interest-loan-scheme-nils *NILs is currently experiencing very high demand. We appreciate your patience. Please note that loans cannot be used for the following: Food, utility bills, cash advances, fines or penalties, debt repayment/consolidation, vehicle purchase, second-hand electrical goods or baby furniture, lay-by,…

The NILs Team can be contacted on 1800 484 664 –  For more information:  https://www.vinnies.org.au/nsw/find-help/no-interest-loan-scheme-nils *NILs is currently experiencing very high demand. We appreciate your patience. Please note that loans cannot be used for the following: Food, utility bills, cash advances, fines or penalties, debt repayment/consolidation, vehicle purchase, second-hand electrical goods or baby furniture, lay-by,…

Want to enquire about NILS? – Please call The Salvos on 02 6241 0518 – or email [email protected] You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/ NILs cannot be used for: Living expenses (like food or holidays) Utility bills (Gas, power or phone) Second-hand or used baby items and electricals Cash advances Debt consolidation…

Want to enquire about NILS? – Please call The Salvos on 02 6241 0518 – or email [email protected] You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/ NILs cannot be used for: Living expenses (like food or holidays) Utility bills (Gas, power or phone) Second-hand or used baby items and electricals Cash advances Debt consolidation…

Want to enquire about NILS? – Please call The Salvos on 02 6241 0518 – or email [email protected] You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/ NILs cannot be used for: Living expenses (like food or holidays) Utility bills (Gas, power or phone) Second-hand or used baby items and electricals Cash advances Debt consolidation…

You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/ NILs cannot be used for: Living expenses (like food or holidays) Utility bills (Gas, power or phone) Second-hand or used baby items and electricals Cash advances Debt consolidation Payments for third-party private sales Used cars

You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/ NILs cannot be used for: Living expenses (like food or holidays) Utility bills (Gas, power or phone) Second-hand or used baby items and electricals Cash advances Debt consolidation Payments for third-party private sales Used cars

Want to enquire about NILS? – Please call The Salvos on 02 6241 0518 – or email [email protected] You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/ NILs cannot be used for: Living expenses (like food or holidays) Utility bills (Gas, power or phone) Second-hand or used baby items and electricals Cash advances Debt consolidation…

Want to enquire about NILS? – Please call The Salvos on 02 6241 0518 – or email [email protected] You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/ NILs cannot be used for: Living expenses (like food or holidays) Utility bills (Gas, power or phone) Second-hand or used baby items and electricals Cash advances Debt consolidation…

Want to enquire about NILS? – Please call The Salvos on 02 6241 0518 – or email [email protected] You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/ NILs cannot be used for: Living expenses (like food or holidays) Utility bills (Gas, power or phone) Second-hand or used baby items and electricals Cash advances Debt consolidation…

Want to enquire about NILS? – Please call The Salvos on 02 6241 0518 – or email [email protected] You can also use the online enquiry form: https://www.salvationarmy.org.au/need-help/financial-assistance/no-interest-loan-scheme/nils-enquiry-form/ NILs cannot be used for: Living expenses (like food or holidays) Utility bills (Gas, power or phone) Second-hand or used baby items and electricals Cash advances Debt consolidation…

Hills Community Aid and Information Service Inc. [The] provides: No Interest Loans | Good Insurance

Hills Community Aid and Information Service Inc. [The] provides: No Interest Loans | Good Insurance

Hills Community Aid and Information Service Inc. [The] provides: No Interest Loans | Good Insurance

Hills Community Aid and Information Service Inc. [The] provides: No Interest Loans | Good Insurance

Please contact Northern Rivers Community Gateway on 02 6621 7397 to make a NILS enquiry or arrange an application.  For more information, please visit: No Interest Loans (NILs) – Community Gateway (nrcg.org.au)    

Please contact Northern Rivers Community Gateway on 02 6621 7397 to make a NILS enquiry or email [email protected]  For more information, please visit: No Interest Loans (NILs) – Community Gateway (nrcg.org.au)

Please contact Northern Rivers Community Gateway on 02 6643 4726 (Mon-Thu) or 02 6621 7397 on Fridays to make a NILS enquiry or email [email protected]. For more information, please visit: No Interest Loans (NILs) – Community Gateway (nrcg.org.au)

Please contact Northern Rivers Community Gateway on 02 6621 7397 to make a NILS enquiry or book an appointment. You can also email your enquiry to [email protected]  For more information, please visit: No Interest Loans (NILs) – Community Gateway (nrcg.org.au)

Northern Rivers NILS – Murwillumbah provides: No Interest Loans | Good Insurance

Please contact Northern Rivers Community Gateway on 02 6621 7397 to make a NILS enquiry or arrange an application.  For more information, please visit: No Interest Loans (NILs) – Community Gateway (nrcg.org.au)

Bulli Community Centre can assist with a No Interest Loan application. Please note this NILs service is only part-time and currently there is a very high volume of enquiries & applications. *Applications are for essential items only *NILs is not for cash *Same day appointments may not be possible due to demand. Thank you for…

MTC Australia – Marrickville provides: No Interest Loans | Good Insurance

MTC Australia – Hurstville provides: No Interest Loans | Good Insurance

Clients in Bankstown and surrounding areas can make enquiries over the phone on (02) 9789 3744 or (02) 8709 0200. The team at Metro Assist can organise NILs applications both face-to-face (at their Campsie office) or over the phone.  

Clients are welcome to make enquiries on (02) 9789 3744 or (02) 8709 0200 and arrange a NILs application over the phone.

The team at Mary Mackillop is happy to assist you with a NILs application. Please complete their enquiry form here: https://www.loansmarymackilloptoday.org.au/apply-for-nils-loan   *loans are not for cash or debt consolidation *loans are for essential items  

The team at Mary Mackillop is happy to assist you with a NILs application. Please complete their enquiry form here: https://www.loansmarymackilloptoday.org.au/apply-for-nils-loan   *loans are not for cash or debt consolidation *loans are for essential items  

The team at Mary Mackillop is happy to assist you with a NILs application. Please complete their enquiry form here: https://www.loansmarymackilloptoday.org.au/apply-for-nils-loan   *loans are not for cash or debt consolidation *loans are for essential items  

The team at Mary Mackillop is happy to assist you with a NILs application. Please complete their enquiry form here: https://www.loansmarymackilloptoday.org.au/apply-for-nils-loan   *loans are not for cash or debt consolidation *loans are for essential items  

MSS No Interest Loans is a leading provider of NILs loans, assisting people throughout NSW. To enquire, please submit an online enquiry and the MSS No Interest Loans team will be in touch with you – https://mssinc.org.au/no-interest-loan/enquire-now/ *Loans are for essential items and services, and during high demand periods applications for critical items will be…

MSS No Interest Loans is a leading provider of NILs loans, assisting people throughout NSW. To enquire, please submit an online enquiry and the MSS No Interest Loans team will be in touch with you – https://mssinc.org.au/no-interest-loan/enquire-now/ *Loans are for essential items and services, and during high demand periods applications for critical items will be…

Anglicare WA – No Interest Loans provide No Interest Loans

www.vinniesnils.org.au

www.vinnies.org.au

www.vinniesnils.org.au 

St Vincent de Paul Society Victoria provide No Interest Loans

St Vincent de Paul Society Victoria provide No Interest Loans

St Vincent de Paul Society Victoria provide No Interest Loans

St Vincent de Paul Society Victoria provide No Interest Loans

Uniting (Victoria and Tasmania) provide No Interest Loans

Uniting (Victoria and Tasmania) provide No Interest Loans

After a No Interest Loan? – Please call Intereach on 1300 488 226 – or email [email protected] You can also use the online enquiry form: https://www.intereach.com.au/no-interest-loan-scheme-eligibility-form

After a No Interest Loan? – Please call Intereach on 1300 488 226 – or email [email protected] You can also use the online enquiry form: https://www.intereach.com.au/no-interest-loan-scheme-eligibility-form

After a No Interest Loan? – Please call Intereach on 1300 488 226 – or email [email protected] You can also use the online enquiry form: https://www.intereach.com.au/no-interest-loan-scheme-eligibility-form

After a No Interest Loan? – Please call Intereach on 1300 488 226 – or email [email protected] You can also use the online enquiry form: https://www.intereach.com.au/no-interest-loan-scheme-eligibility-form

After a No Interest Loan? – Please call Intereach on 1300 488 226 – or email [email protected] You can also use the online enquiry form: https://www.intereach.com.au/no-interest-loan-scheme-eligibility-form

Uniting (Victoria and Tasmania) provide No Interest Loans

Uniting (Victoria and Tasmania) provide No Interest Loans

South East Community Links provide No Interest Loans

Salvation Army (Victoria) provide No Interest Loans

Do you live in Raymond Terrace or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as…

Salvation Army (Victoria) provide No Interest Loans

Salvation Army (Victoria) provide No Interest Loans

Salvation Army (Victoria) provide No Interest Loans  

Salvation Army (Victoria) provide No Interest Loans

Salvation Army (Victoria) provide No Interest Loans

Do you live in Belmont or surrounding areas? Hunter Region NILS is happy to assist you with a No Interest Loan application. Please find their online application form here: https://hrnils.snapforms.com.au/form/nils-online-enquiry-form Prior to completing the application, we recommend you take a look at this guide to assist you with the application: https://www.hrnils.org.au/wp-content/uploads/HR-NILS-Application-Cheat-Sheet.pdf As soon as you…

Salvation Army (Victoria) provide No Interest Loans

Salvation Army (Victoria) provide No Interest Loans

Salvation Army (Victoria) provide No Interest Loans

Salvation Army (Victoria) provide No Interest Loans

Dubbo Local Global Care provides: No Interest Loans | Good Insurance

Narromine Local Aboriginal Land Council provides: No Interest Loans | Good Insurance

Lightning Ridge Neighbourhood Centre provides: No Interest Loans | Good Insurance Ph: 02 6829 4828

Parkes Neighbourhood Centre provides: No Interest Loans | Good Insurance

CentaCare Walgett provides: No Interest Loans | Good Insurance

CentaCare Brewarrina provides: No Interest Loans | Good Insurance

CentaCare Bourke provides: No Interest Loans | Good Insurance

Reach out to the friendly team at BaptistCare who will be happy to assist. Ring 1300 275 227 or email [email protected] If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance

Reach out to the friendly team at BaptistCare who will be happy to assist. Ring 1300 275 227 or email [email protected] If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance

Reach out to the friendly team at BaptistCare who will be happy to assist. Ring 1300 275 227 or email [email protected] If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance   *Loans are not for cash or repayment of debts. https://baptistcare.org.au/fair-finance

Salvation Army (Victoria) provide No Interest Loans

Reach out to the friendly team at BaptistCare who will be happy to assist. Ring 1300 275 227 or email [email protected]  If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance   *Loans are not for cash or repayment of debts

Salvation Army (Victoria) provide No Interest Loans

Reach out to the friendly team at BaptistCare who will be happy to assist.  Ring 1300 275 227 or email [email protected]  If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance

For NILs enquiries and applications, please call 1300 275 227 https://baptistcare.org.au/fair-finance

Reach out to the friendly team at BaptistCare who will be happy to assist.  Ring 1300 275 227 or email [email protected]  If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance

Do you live in Windale or surrounding areas and want to apply for a No Interest Loan? Reach out to the friendly team at BaptistCare who will be happy to assist. Ring 1300 275 227 or email [email protected] If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance  *Loans are not for cash or repayment of debts.  

Port Phillip Community Group provide No Interest Loans

Do you live in Wallsend or surrounding areas and want to apply for a No Interest Loan? Reach out to the friendly team at BaptistCare who will be happy to assist. Ring 1300 275 227 or email [email protected] If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance   *loans are not for cash or to repay debts

Do you live in Mayfield or surrounding areas and want to apply for a No Interest Loan? Reach out to the friendly team at BaptistCare who will be happy to assist.  Ring 1300 275 227 or email [email protected]  If you prefer, you can submit your enquiry via https://baptistcare.org.au/fair-finance   *Loans are not for cash or repayment of debts.

Carers Queensland is the peak body for unpaid family carers and supports clients throughout Queensland. We can assist you over the phone or face-to-face at one of our offices.   *This NILs program is available to unpaid carers only.   Place-based services offering face-to-face support: Gold Coast: 10-12, 207 Currumburra Road, Ashmore, 4214 Townsville: Tenancy…

Islamic Council of Victoria provide No Interest Loans

Eastern Access Community Health provide No Interest Loans

Eastern Access Community Health provide No Interest Loans

Centacare Catholic Diocese of Ballarat provide No Interest Loans

Brophy Family and Youth Services provide No Interest Loans

Brophy Family and Youth Services provide No Interest Loans.

Brophy Family and Youth Services provide No Interest Loans

Do you live in Dubbo or surrounding areas? – The team at Anglicare is happy to assist with your NILS enquiry on 1800 644 556. You can also submit your enquiry online via https://www.anglicare.com.au/services/financial-support/nils-2/ To check your eligibility, please contact 1800 644 556 before submitting any documents. *loans are not for cash or repayment of debts

The Epiphany Anglican Church provides No Interest Loans. By Appointment only.

Do you live in Cooma or surrounding areas? – The team at Anglicare is happy to assist with your NILS enquiry on 1800 644 556. You can also submit your enquiry online via https://www.anglicare.com.au/services/financial-support/nils-2/ To check your eligibility, please contact 1800 644 556 before submitting any documents. *loans are not for cash or repayment of debts